:root{
  --navy:#05195E; --navy-deep:#030F3D; --navy-soft:#0B2A8A;
  --gold:#B18A4A; --gold-light:#E6CD94; --gold-ink:#7C5E2A;
  --ground:#F6F7FB; --paper:#FFFFFF; --line:#DADFEE;
  --ink:#141B3C; --muted:#56608A;
  --wa:#128C4A; --wa-hover:#0E7A40;
  --display:"Bricolage Grotesque","Trebuchet MS","Segoe UI",sans-serif;
  --body:"Instrument Sans","Segoe UI",system-ui,-apple-system,Helvetica,Arial,sans-serif;
  --wrap:1120px; --gutter:clamp(16px,4vw,32px);
  --r:14px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ground);color:var(--ink);font-family:var(--body);font-size:16px;line-height:1.65}
img{max-width:100%;display:block}
a{color:var(--navy-soft)}
h1,h2,h3{font-family:var(--display);color:var(--navy);line-height:1.08;margin:0;text-wrap:balance;letter-spacing:-.015em}
h1{font-size:clamp(2rem,4.4vw,2.9rem);font-weight:600;line-height:1.1}
h2{font-size:clamp(1.5rem,2.8vw,2.05rem);font-weight:600}
h3{font-size:1.02rem;font-weight:600;line-height:1.3;letter-spacing:0}
p{margin:0}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter)}
.eyebrow{font-size:.7rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-ink)}
.lead{font-size:clamp(1rem,1.5vw,1.1rem);color:var(--muted);max-width:56ch}
.stack{display:flex;flex-direction:column;gap:16px}
.stack-lg{display:flex;flex-direction:column;gap:32px}

/* header */
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;gap:16px;min-height:68px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;margin-right:auto}
.brand img{width:40px;height:40px}
.brand span{font-family:var(--display);font-weight:600;color:var(--navy);font-size:.95rem;line-height:1.1}
.brand small{display:block;font-family:var(--body);font-weight:500;font-size:.6rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink)}
.nav{display:flex;gap:4px;align-items:center}
.nav a{padding:8px 12px;border-radius:999px;text-decoration:none;color:var(--ink);font-weight:500;font-size:.88rem}
.nav a:hover{background:var(--ground)}
.nav a[aria-current="page"]{color:var(--navy);box-shadow:inset 0 -2px 0 var(--gold);border-radius:0}
.menu-btn{display:none;border:1px solid var(--line);background:var(--paper);border-radius:10px;padding:9px 12px;font:600 .95rem var(--body);color:var(--navy);cursor:pointer}
@media (max-width:860px){
  .menu-btn{display:block}
  .nav{display:none;order:5;width:100%;flex-direction:column;align-items:stretch;padding-bottom:12px}
  .nav.open{display:flex}
  .nav a{padding:12px}
  .site-header .header-cta{display:none}
}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:11px 22px;border-radius:999px;border:1.5px solid transparent;font:600 .9rem var(--body);letter-spacing:.01em;text-decoration:none;cursor:pointer;transition:transform .15s,background .15s;text-align:center}
.btn:hover{transform:translateY(-1px)}
.btn svg{width:17px;height:17px;flex:none}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{background:var(--wa-hover)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-soft)}
.btn-gold{background:var(--gold-light);color:var(--navy-deep)}
.btn-gold:hover{background:#F0DCAE}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-ghost.on-dark{border-color:var(--gold-light);color:#fff}
.btn-sm{padding:8px 15px;font-size:.82rem}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}

/* hero */
.hero{padding-block:clamp(32px,6vw,72px)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,.85fr);gap:clamp(24px,4vw,56px);align-items:center}
.beat{display:block}
.beat-block{display:inline-block;background:var(--navy);color:var(--gold-light);padding:.06em .24em .1em;margin-top:.12em;border-radius:6px;box-decoration-break:clone;-webkit-box-decoration-break:clone}
.hero .lead{margin-top:20px}
.hero .btn-row{margin-top:28px}
.hero-note{margin-top:14px;font-size:.92rem;color:var(--muted)}
@media (max-width:860px){.hero-grid{grid-template-columns:minmax(0,1fr)}}

/* tampa hero */
.hero-tampa{padding:0;background:var(--navy);border-bottom:5px solid var(--gold);overflow:hidden}
.hero-tampa .hero-copy{padding-block:clamp(40px,7vw,88px) clamp(8px,2vw,24px);display:flex;flex-direction:column;align-items:flex-start;gap:16px}
.hero-tampa h1{color:#fff;margin-top:6px}
.hero-tampa .eyebrow{color:var(--gold-light)}
.hero-tampa .beat-block{background:var(--gold-light);color:var(--navy-deep)}
.hero-tampa .lead{color:#C3CCEC;margin-top:0}
.hero-tampa .btn-row{margin-top:12px}
.skyline{display:block;width:100%;height:clamp(120px,24vw,260px);margin-top:clamp(8px,3vw,32px)}

.hero-tampa.has-photo{position:relative}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 42%}
.hero-tampa.has-photo::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(3,15,61,.86),rgba(3,15,61,.5) 55%,rgba(3,15,61,.12))}
.hero-tampa.has-photo{display:flex;flex-direction:column;justify-content:center;min-height:clamp(540px,52vw,680px)}
.hero-tampa.has-photo .hero-copy{position:relative;z-index:2;width:100%;padding-block:clamp(56px,8vw,110px)}

/* quick form card */
.card-form{background:var(--paper);border:1px solid var(--line);border-top:5px solid var(--gold);border-radius:var(--r);padding:clamp(20px,3vw,28px);box-shadow:0 18px 40px -24px rgba(5,25,94,.35)}
.card-form h2{font-size:1.2rem}
.checks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px;color:var(--ink);font-size:.92rem}
.checks li{display:flex;gap:10px;align-items:flex-start}
.checks li::before{content:"";flex:none;width:18px;height:18px;margin-top:4px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Cpath d='M5 9.4l2.6 2.6L13 6.6' fill='none' stroke='%23fff' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/cover}
form .field{display:flex;flex-direction:column;gap:6px}
label{font-weight:500;font-size:.8rem;color:var(--navy)}
input,select,textarea{font:inherit;font-size:.92rem;padding:10px 13px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(177,138,74,.35)}
textarea{min-height:110px;resize:vertical}
.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr));gap:14px}
.fine{font-size:.74rem;color:var(--muted);line-height:1.45}
.form-done{background:#ECF7F0;border:1px solid #B9DFC7;border-radius:10px;padding:16px;color:#0C5B30}
.hp{position:absolute;left:-9999px}

/* sections */
.section{padding-block:clamp(48px,8vw,96px)}
.section-head{display:flex;flex-direction:column;gap:12px;margin-bottom:clamp(28px,4vw,48px);max-width:60ch}
.on-paper{background:var(--paper);border-block:1px solid var(--line)}
.on-navy{background:var(--navy);color:#DDE3F8}
.on-navy h2,.on-navy h3{color:#fff}
.on-navy .eyebrow{color:var(--gold-light)}
.on-navy .lead{color:#C3CCEC}

/* paths */
.paths{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:20px}
.path{display:flex;flex-direction:column;gap:8px;padding:24px;border-radius:var(--r);background:var(--paper);border:1px solid var(--line);text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.path:hover{border-color:var(--gold);transform:translateY(-2px)}
.path .go{margin-top:auto;padding-top:8px;font-weight:600;font-size:.88rem;color:var(--navy)}
.path .go::after{content:" →"}
.path p{color:var(--muted);font-size:.9rem}

/* steps */
.steps{list-style:none;margin:0;padding:0;counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:28px 24px}
.steps li{counter-increment:s;display:flex;flex-direction:column;gap:8px;padding-top:18px;border-top:2px solid rgba(230,205,148,.45)}
.steps li::before{content:counter(s);font:500 1.6rem/1 var(--display);color:var(--gold-light)}
.steps.light li{border-top-color:var(--line)}
.steps.light li::before{color:var(--gold)}
.steps p{font-size:.9rem}

/* reasons */
.reasons{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:8px 48px}
.reason{padding-block:20px;border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:6px}
.reason p{color:var(--muted)}

/* zones */
.zones{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:0}
.zones li{padding:6px 14px;border:1px solid var(--line);border-radius:999px;background:var(--paper);font-weight:500;font-size:.82rem;color:var(--navy)}

/* split w/ photo */
.split{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,340px),1fr));gap:clamp(24px,4vw,56px);align-items:center}
.photo{position:relative;aspect-ratio:4/3;max-width:100%;border-radius:var(--r);overflow:hidden;margin:0;
  background:
   linear-gradient(180deg,rgba(3,15,61,0) 40%,rgba(3,15,61,.55)),
   url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 400 300' preserveAspectRatio='xMidYMax slice'%3E%3Cg fill='none' stroke='%23E6CD94' stroke-width='3' stroke-linejoin='round'%3E%3Cpath d='M20 300V190l70-55 70 55v110M60 300v-60h40v60M190 300V150l60-45 60 45v150M225 300v-70h50v70M225 180h50M330 300V210l40-30 40 30'/%3E%3C/g%3E%3Ccircle cx='330' cy='70' r='26' fill='%23B18A4A'/%3E%3C/svg%3E") center bottom/cover no-repeat,
   linear-gradient(160deg,var(--navy-soft),var(--navy-deep))}
.photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}

.photo.wide{aspect-ratio:16/9}
.photo.wide img{object-position:50% 18%}
.portrait{width:120px;height:120px;border-radius:50%;object-fit:cover;object-position:50% 20%;border:4px solid var(--gold);background:#fff}

/* page head */
.page-head{background:var(--navy);color:#C3CCEC;padding-block:clamp(40px,7vw,80px);border-bottom:5px solid var(--gold)}
.page-head h1{color:#fff;font-size:clamp(1.8rem,4vw,2.6rem)}
.page-head h1 em{font-style:normal;color:var(--gold-light)}
.page-head .lead{color:#C3CCEC;margin-top:16px}
.page-head .btn-row{margin-top:26px}

/* faq */
.faq{display:flex;flex-direction:column;max-width:780px}
.faq details{border-bottom:1px solid var(--line);padding-block:6px}
.faq summary{cursor:pointer;list-style:none;padding-block:14px;font:500 1rem/1.35 var(--display);color:var(--navy);display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold);font-size:1.3rem;font-weight:300;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{padding-bottom:16px;color:var(--muted);max-width:65ch}

/* team */
.team{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:20px}
.agent{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:24px;display:flex;flex-direction:column;gap:6px}
.avatar{width:60px;height:60px;border-radius:50%;background:var(--navy);color:var(--gold-light);display:grid;place-items:center;font:600 1.1rem var(--display);margin-bottom:8px;border:2px solid var(--gold)}
.agent .role{color:var(--muted);font-size:.84rem}
.agent a{font-weight:600;font-size:.84rem;margin-top:8px}
.broker{display:grid;grid-template-columns:auto minmax(0,1fr);gap:24px;align-items:center;background:var(--paper);border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:var(--r);padding:clamp(20px,3vw,32px)}
.broker .avatar{width:84px;height:84px;font-size:1.5rem;margin:0}
@media (max-width:560px){.broker{grid-template-columns:minmax(0,1fr)}}

/* contact */
.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr));gap:clamp(24px,4vw,56px);align-items:start}
.contact-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.contact-list li{padding-block:16px;border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:2px}
.contact-list a{font-weight:600;font-size:1rem;text-decoration:none;color:var(--navy);overflow-wrap:anywhere}
.contact-list a:hover{text-decoration:underline}

/* cta band */
.cta-band{background:var(--navy-deep);color:#C3CCEC;padding-block:clamp(40px,6vw,72px)}
.cta-band .wrap{display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}
.cta-band h2{color:#fff;max-width:18ch}
.cta-band h2 em{font-style:normal;color:var(--gold-light)}

/* footer */
.site-footer{background:#020A2B;color:#AEB8DE;font-size:.84rem;padding-block:44px 110px}
.foot-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr));gap:32px}
.site-footer h3{color:#fff;font-size:.68rem;letter-spacing:.18em;text-transform:uppercase;font-family:var(--body);margin-bottom:12px}
.site-footer a{color:#DDE3F8;text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.site-footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
.foot-brand{display:flex;gap:12px;align-items:center;margin-bottom:12px}
.foot-brand img{width:48px;height:48px;background:#fff;border-radius:50%}
.foot-brand strong{color:#fff;font-family:var(--display);font-weight:600;font-size:.92rem}
.legal{margin-top:36px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12);display:flex;flex-wrap:wrap;gap:16px;align-items:center;font-size:.74rem;line-height:1.5}
.legal svg{width:40px;height:40px;flex:none}
.legal p{flex:1 1 320px}

/* floating call + whatsapp */
.floats{position:fixed;right:16px;bottom:calc(16px + env(safe-area-inset-bottom,0px));z-index:30;display:flex;flex-direction:column;align-items:flex-end;gap:10px}
.float-call{display:flex;align-items:center;gap:10px;background:var(--navy);color:#fff;border:2px solid var(--gold-light);text-decoration:none;font-weight:600;font-size:.85rem;padding:10px 17px;border-radius:999px;box-shadow:0 10px 28px -8px rgba(0,0,0,.5)}
.float-call:hover{background:var(--navy-soft)}
.float-call svg{width:18px;height:18px}
.float-wa{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--wa);color:#fff;box-shadow:0 8px 20px -8px rgba(0,0,0,.45)}
.float-wa:hover{background:var(--wa-hover)}
.float-wa svg{width:21px;height:21px}
.zones li.more{background:transparent;border-style:dashed;color:var(--muted)}

@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}